Product
The infrastructure layer for trusted agent transactions.
PayHero connects identity, delegated authority, policy enforcement, payment execution, and accountability into a single financial control plane for AI agents.
Product
The infrastructure layer for trusted agent transactions.
Agent identity
Know which agent is acting.
Every PayHero-enabled agent receives a persistent and verifiable identity linked to the person, company, or system it represents.
AGT-2841
Every financial action can be attributed to a known agent.
Agent mandates
Define exactly what an agent is allowed to do.
PayHero mandates translate delegated financial authority into machine-readable rules.
- Maximum transaction amount
- Daily or monthly budgets
- Merchant allowlists
- Merchant blocklists
- Purchase categories
- Geographic restrictions
- Validity periods
- Approval thresholds
- Subscription rules
- Counterparty restrictions
Agents receive enough authority to operate — but never unlimited authority.
Policy engine
Evaluate every transaction before money moves.
Every transaction can be checked against identity, mandate, organizational policy, risk rules, merchant information, and approval requirements in real time.
Financial policy becomes executable infrastructure.
Payment credentials
Give agents payment capability without exposing company credentials.
PayHero can connect agent authority to secure payment credentials and payment infrastructure. Credentials are agent-specific, policy-aware, and revocable.
Agents gain transactional capability without receiving unrestricted access to company financial accounts.
Human approval
Keep humans in the loop only when necessary.
Not every transaction requires manual approval. PayHero lets businesses define exactly when an agent can proceed autonomously and when a transaction must be escalated.
Automate routine payments while retaining control over exceptions.
Audit & accountability
Every autonomous action creates evidence.
PayHero creates an auditable record of how each financial decision was made.
- 14:02:11Agent authenticated
- 14:02:12Mandate retrieved
- 14:02:12Merchant checked
- 14:02:13Policy evaluated
- 14:02:13Transaction authorized
- 14:02:14Payment completed
Agent ID
agt_2841
Mandate ID
mandate_9024
Transaction ID
txn_88412
Policy version
v14
Decision
authorized
Timestamp
14:02:14 UTC
Businesses can understand exactly who did what, under which authority, and why.
Mandate builder
Turn business authority into machine-readable rules.
Agent
Procurement-07
Owner organization
Acme Corporation
Valid from
2026-01-01
Valid until
2026-12-31
Currencies
EUR · USD
Blocked merchants
Unverified vendors
Purchase categories
Countries
Procurement-07 may purchase approved software and cloud infrastructure in the EU and the United States for up to €2,500 per transaction, €4,000 per day and €25,000 per month. Transactions above €5,000 require human approval. Recurring payments are permitted. Authority can be revoked instantly.
Flow
From agent intent to authorized payment.
- 01
Agent initiates action
An AI agent determines that a purchase or payment is required.
- 02
Identity verified
PayHero identifies the agent and the organization it represents.
- 03
Mandate retrieved
The agent's delegated financial authority is loaded.
- 04
Policy evaluated
The proposed transaction is evaluated against relevant rules.
- 05
Approval determined
PayHero determines whether the transaction can proceed autonomously or requires human approval.
- 06
Payment authorized
The appropriate payment credential or payment rail is enabled.
- 07
Transaction executes
The merchant receives payment.
- 08
Audit record created
The complete decision and transaction history is recorded.
Control plane
One control plane for every AI agent moving money.
Active agents
247
Transactions today
1,842
Authorized
96.4%
Escalated
2.8%
Blocked
0.8%
Spend today
€482,920
| Agent | Merchant | Amount | Time | Status |
|---|---|---|---|---|
| Procurement-07 | AWS | €1,240 | 14:02:13 | AUTHORIZED |
| Travel-Agent-12 | Lufthansa | €840 | 13:58:44 | AUTHORIZED |
| Marketing-Agent-08 | Unknown Vendor | €3,800 | 13:51:02 | BLOCKED |
| Finance-Agent-03 | Adobe | €620 | 13:44:19 | AUTHORIZED |
Scenario
An AI agent needs to purchase software.
Purchase a Figma Professional subscription.
The agent completes the task autonomously. The company retains complete control.
Get started
Prepare your business for autonomous commerce.
Give AI agents the financial authority they need — with the controls your organization requires.